ABN: 29 087 650 897
Australian Credit Licence Number: 241716
BSB: 802 - 143

Savings Fees & Charges

Below are the Schedule of Fees & Charges on Saving Product that we offer.

Products Fee
$		 Fee
Payable
RediATM Transaction Fee - first 8 free per month 1.50 Monthly
Non RediATM Transaction Fee At Cost Point of
Transaction
EFTPOS Fee - first 15 free per month .50 Monthly
ATM Declined Transaction Fee .90 Monthly
EFTPOS Declined Transaction Fee .90 Monthly
Redicard/VISA Replacement Card Fee 10.00 On Issue
VISA Debit Overseas Cash Advance 3.50 Monthly
Large Cash Withdrawal $5000 and over 0.15% % of total amount withdrawn
Account Combination Fee (transfer to cover insufficient funds) 2.50 On transfer
Dormancy Fee (inactive account for a period of 12 months 20.00 Annual
Business Account Cheque withdrawal Fee 0.25 Monthly
Business Account Keeping Fee 10.00 Monthly
Credit Union Cheque - first 3 free per month 2.00 Monthly
Electronic Transfer to other Financial Institutions 1.00 Monthly
Statement Reprints - **.50c per page – minimum $2.00 ** On request
Dishonour Fee Periodical Payment 5.00 On dishonour
Dishonour Fee Member Personal Cheque 11.00 On dishonour
Trace or copy - Member Transaction 22.00 On request
Christmas Club Account Early Closure Fee 10.00 On request
Special Answer on Third Party Cheque 20.00 On request
SWIFT Funds Transfer (same day electronic funds transfer) Inwards 6.00 Point of receipt
SWIFT Funds Transfer (same day electronic funds transfer) Outwards 12.00 On request
SWIFT Funds Transfer (same day electronic funds transfer) Outwards International 20.00 On request
Stop Payment on Corporate Cheque 5.00 On request
SMS Mail Alert 0.25 Monthly
NAB Bank Cheque Fee 13.00 On request
First Home Saver Account Transfer FEE 30.00 On request
Dishonour Fee on Direct Debits 11.00 On dishonour
Currency Fees       Travellers Cheques
  Foreign Cash
  Cash Passport Card
   
  International Drafts
  Telegraphic Transfers
  Overseas (Foreign) Cheque Deposit
1% of
Value
(min
$10.00)
7.50
20.00
10.00

On purchase
 
 
On purchase
On purchase
On deposit

Transaction Limits

  • Daily on-line transaction limit per Redicard/VISA Card $1,000.00
  • Daily over-the-counter cash withdrawal limit $1,000.00 unless agreed to by the Credit Union
  • Daily electronic transfers using Internet Banking agreed to by the Credit Union

Date of Preparation 22nd July 2011 - Effective 1st August 2011

 


Any advice provided on this website has not considered your objectives, financial situation or needs, which you should consider before making any decision. Always read and consider our Account & Access Facility Conditions of Use Statement before making any decision. Click here to download a copy of our Account & Access Facility Conditions of Use Statement.