ABN: 29 087 650 897

BSB: 802 - 143


Date of issue 23rd December 2011

          
Personal Loan Standard Variable Interest Rate
Car Loan up to 3yrs old Secured L38 Car Loan over 3yrs old Secured L36 Cash Secured Loan Secured L37 Personal Loan UnSecured L35 Commercial Loan Secured L10 Christmas Loan # Unsecured L47
9.49% 12.00% 10.75% 13.75% 14.25% 10.95%
Comparison Standard Variable Interest Rate
9.67% 12.16% 10.91% 13.91% 14.42% 14.71%



Warning
This comparison rate is calculated on a loan amount of $30,000.00 over a term of 5 years based on monthly repayments.
These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates.
Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence
the cost of the loan. Terms & Conditions apply. Normal Lending Criteria to apply, Fees & Charges Schedule available upon request.

# Comparison rate for Christmas Loans is calculated on a loan amount of $5,000 over a term of 1 year based on monthly repayments.

                    
Mortgage Secured Standard Variable Interest Rate
Housing Loan Secured Mortgage Loan Secured investment Loan Secured First Home* 1 Year Fixed Rate Secured Commercial Loan Secured Interest Only Loan Secured
6.74% 6.74% 6.74% 6.74% 6.74% 6.74%
Comparison Standard Variable Interest Rate
6.79% 6.79% 6.79% 6.79% 6.79% 6.79%





Warning
This comparison rate is calculated on a loan amount of $150,000.00 over a term of 25 years based on monthly repayments.
These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates.
Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence
the cost of the loan. Terms & Conditions apply. Normal Lending Criteria to apply, Fees & Charges Schedule available upon request.