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Deposit Rates
| Effective from 21st May 2012 |
Anzac Avenue, Wyong. PO Box 595, Wyong. Phone 02 4350 5255 Fax 02 4351 2594
Fees and charges may be applicable. Refer to "Schedule of Fees and Charges".
Interest rate and conditions subject to change without notice.
Terms and Conditions for all products and services available upon request.
All interest rates quoted are per annum. For deposits over $250,000 rates are by negotiation.
| ON-CALL SAVINGS (S1) |
0.00% |
- Interest is charged on the daily overdrawn balance at the current unsecured loan rate.
| PENSIONER ACCOUNT (S2) |
<$50,000 |
3.00% |
| |
>$50,000 |
3.95% |
- Interest calculated on daily balances and paid quarterly.
- Interest is charged on the daily overdrawn balance at the current unsecured loan rate.
| JUNIOR SUPER SAVERS (S4) |
2.00% |
- Interest calculated on daily balances and paid quarterly.
- Interest is charged on the daily overdrawn balance at the current unsecured loan rate.
| BUDGET SAVINGS (S3) |
0.00% |
- Account designed to budget for monthly expenses.
- Interest is charged on the daily overdrawn balance at the current unsecured loan rate.
| INVESTMENT SAVINGS (S5) |
$0 - $4,999 |
2.25% |
| |
$5,000 - $19,999 |
3.00% |
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$20,000 - $49,999 |
3.50% |
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$50,000 - $99,999 |
3.95% |
| |
$100,000+ |
4.40% |
- Interest calculated on minimum monthly balance and paid quarterly.
- Funds are lodged for 10 days and are then available at call.
- No minimum balance required.
- Interest is charged on the daily overdrawn balance at the current unsecured loan rate.
- Interest calculated on daily balances and paid monthly.
- Minimum deposit $25000.00. Minimum transaction $5000.00.
- Interest rate maintained at current RBA official Cash Rate.
| CHRISTMAS CLUB (S9) |
2.25% |
- Interest calculated on daily balances and paid quarterly.
- Open for withdrawals from 1st November to 31st January.
- Interest is charged on the daily overdrawn balance at the current unsecured loan rate.
| FIRST HOME SAVER ACCOUNT (S10) |
$0 - $999 |
0.00% |
| |
$1,000 + |
3.75% |
| The First Home Saver Account is an Australian Government initiative to help Australians save for their first home |
- Interest calculated on daily balances and paid quarterly.
- Interest rate is aligned to the Credit Union's Money Market Account (S7).
- No minimum balance required. Money Market Interest rate applies to balances >$1000.
| INTEREST ON MATURITY |
|
$1,000-$9,999
|
$10,000-$49,999
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$50,000+
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3 months
|
4.95%
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5.00%
|
5.00%
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|
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6 months
|
5.00%
|
5.05%
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5.05%
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12 - 24 months
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4.90%
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4.95%
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4.95%
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| INTEREST MONTHLY |
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12 - 24 months
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n/a
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4.90%
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4.90%
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