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Peace of mind for your most treasured items
They say home is where the heart is, and there is nothing more important than protecting your family's
home and possessions. Our home building and contents insurance includes a range of features and benefits,
to give you peace of mind should the unexpected happen.
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Why choose Allianz for your home insurance
- Simple - Obtain a quote from one of our friendly Credit Union staff.
- Affordable - Competitive prices with flexible payment options.
- Choice - A range of comprehensive home and content insurance products to suit your budget and needs (hyperlink to Product Comparison Table).
- Easy claims process - Allianz makes the claims process easy. We understand that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss.
Extra ways to save:
- Combined building and contents discount - When you combine our building and contents cover on the one policy, you’ll be rewarded with a discount of up to 10%.
- 30% no-claim bonus discount - We offer up to 30%* no claim bonus on our home insurance policy, meaning you’ll save on your premium each year you don’t make a claim, up to a maximum 30% *.
- Increase your excess to reduce your premium - Our home insurance allows you to increase the excess payable in the event of a claim and we’ll reduce your premium in return.
Compare the features
- Click here to compare the features of our Prestige, Classic and Vital Home Insurance policies.
Want to learn more?
For detailed information on the cover and limits provided, you should read the Product Disclosure Statement and Policy Document (PDS) and Flood Supplementary PDS (where applicable).
- Prestige Home Insurance
- Classic Home Insurance
- Vital Home Insurance
Please note - Flood SPDS only applies in relation to persons with homes/situations/risk addresses for which we offer the flood cover option.
It's easy to get a quote.
1. Call into our office at Anzac Avenue, Wyong, or
2. Call our office on 02 4350 5255, 9am to 4.30pm Monday to Friday.
* Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).
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Features and benefits available under our Home Insurance policies:
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What you are insured for
- features and benefits
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Prestige
Home
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Classic
Home
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Vital Home
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Insured Events cover
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Accidental loss or damage
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Accidental breakage of glass
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Additional cost of temporary accommodation
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Up to 10% of contents sum insured combined with 'Removal of debris,
professional fees, and extra costs'
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Up to 10% of contents sum insured combined with 'Removal of debris,
professional fees, and extra costs'
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Up to 10% of contents sum insured combined with 'Removal of debris,
professional fees, and extra costs'
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Automatic indexation of sum insured
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Compensation for death
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Up to $10,000
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Up to $10,000
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Up to $10,000
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Contents in open air at the risk address
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Sub-limits for selected contents based on insured loss or damage
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Sub-limits for selected contents based on insured events loss or damage
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Sub-limits for selected contents based on insured events loss or damage
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Contents in safe deposit box
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Up to 20% of contents sum insured
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Up to 20% of contents sum insured
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Up to 20% of contents sum insured
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Credit cards - cover for loss or theft
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Up to $5,000
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Up to $5,000
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Up to $2,500
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Fusion of electric motors
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Motors up to 12 years old
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Motors up to 10 years old
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Guests', visitors' and domestic helpers' property
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Up to $5,000
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Up to $5,000
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Up to $5,000
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Landlords' contents
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Up to $10,000
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Up to $10,000
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What you are insured for
- features and benefits
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Prestige
Home
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Classic
Home
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Vital Home
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Legal liability cover
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Up to $20,000,000
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Up to $20,000,000
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Up to $10,000,000
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Modifications to buildings for paraplegia & quadriplegia
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Up to $10,000
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Up to $10,000
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Up to $10,000
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Replacement of locks and cylinders
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Up to $2,000
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Up to $1,000
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Up to $1,000
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Security firm attendance
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Up to $500
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Up to $500
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Up to $500
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Spoilage of refrigerated / freezer food
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No specified limit
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Up to $500
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Temporary removal of Contents from your risk address
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Up to 20%/$7,500 of contents sum insured with sub-limits for selected contents
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Up to 20% of contents sum insured with sub-limits for selected contents
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Up to 20% of contents sum insured with sub-limits for selected contents
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Title deeds
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Up to $2,000
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Up to $2,000
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Up to $2,000
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Veterinary costs
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Up to $500
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Up to $500
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Up to $500
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Please note that the table above is
current as at July 2009.
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