| Minimum Loan Amount |
|
| Interest |
- Comparison Rate Schedule available upon request.
- Interest is calculated on the daily balance and charged monthly.
- The interest rate is variable.
|
| Deposits |
- Free Internet & Telephone Banking Transfers.
- Free Pay deductions and direct credits can be organised as regular credits.
|
| Fees Applicable |
- No ongoing fees for the term of the loan.
- Click here for the Schedule of Fees & Charges
|
| Regular Statements |
- Itemised statements are forwarded quarterly.
|
| Free Insurance |
- Loan Protection Insurance pays out the amount owing in the event of the death of the prime borrower. Conditions apply.
|
| Required Documentation |
- Application for Credit to be submitted with income verification details, proof of assets and latest statements on any loans (eg, Rates, Registration papers, Insurance papers etc).
|
| Lending Criteria |
- All credit applications are subject to Wyong Council Credit Union Ltd credit criteria.
|
| Eligibility |
- Credit Union members who are adult shareholders.
|
| Terms and Conditions |
- Subject to change without notice.
- Available on request.
|
| Redraw Facility |
- Free Redraw Facility - Minimum Redraw $50.00
- Integris Securitised Loan - Minimum Redraw $100.00
|
