Savings and Investment Products

Your Credo offers a great range of savings and investment products that have been developed to help you take control of your finances.

Free Direct Credit & Debit facilities are attached to our at call savings accounts.

Internet & Telephone Banking is available to ensure you have access to your funds 24 hours a day, so you can do all your online banking in the comfort of your home.

Pay your bills online with our free BPay facility which is attached to Internet & Telephone Banking, or just come into the branch and we will pay the bills for you.

S1 Everyday Account

Our S1 account offers the convenience of having one account for everyday banking with access through thousands of ATM locations around Australia along with a free cheque book facility, while accounts such as S5 Investment Savings allows you to save according to your personal requirements.

S3 Budget Account

The S3 Budget Account enables you to budget for your monthly, quarterly and annual bills. Have your payroll split to any account so you know that when those bills come in the funds are already available.

S5 Investment Savings Account

Our S5 Investment Savings allows you to save according to your personal requirements.

S7 Money Market Account

If you are looking for an investment savings with a higher interest rate than an at call account and you have a minimum of $25,000 then our Money Market Account is tailored for you. 24 hours notice must be given to withdraw from this account with minimum transactions of $5,000.

S9 Christmas Club Account

A Christmas Club Account S9 is a great way to save for Christmas. Your funds are only available to access from the 1st November to the 31st January, what a great way to take the worry out of Christmas.

For Savings Interest Rates click here

Fixed Term Deposits

If you have cash available and you don’t need it for a while consider a fixed term deposit? Our fixed terms offer a higher interest rate than an at call savings. We have a range of terms from 3, 6, 12 and 24 months. For your first Fixed Term Deposit the minimum amount is $500.00 any subsequent deposits are $1,000.00

Important Notice: If you decide to break the term of the deposit and withdraw funds prior to maturity, a penalty applies. You will be paid the interest rate of 0.50% instead of the Term Deposit rate.

Financial Claims Scheme
Depositors with the Credit Union may be entitled to receive a payment from the Financial Claims Scheme, subject to a limit per depositor.
For further information about the Financial Claims Scheme:
* visit the APRA website at http://www.apra.gov.au
* phone the APRA hotline on 1300 55 88 49

For Fixed Term Deposit Rates click here